If you are struggling to pay your rent, it is important that you contact us straightaway and we will do all we can to help. Four things you can do:
1. Contact Lewisham Plus Credit Union (LPCU)
Owned and run by its members on behalf of its members, credit unions can help you take control of your money by encouraging you to save what you can and borrow only what you can afford to repay. To join LPCU you must live or work (paid or voluntary) in the London Borough of Lewisham or the South London postcodes SE19, SE20, SE26, BR1 or BR3. Some of the benefits of joining LPCU are:
- Even if you have been unable to open a high street bank account in the past, you may still be able to open a Credit Union Current Account (CUCA).
- Credit Unions are a safe and easy way to save. They often pay an annual dividend to their members on their savings.
- You may be able to borrow money, often at a lower interest rate to high street banks.
- Free life insurance.
Visit the LPCU website for more information, or contact our Rent team for advice.
2. Claim your benefits
Our Welfare Benefits Advisor can give you advice on what benefits you are entitled to and then help you to apply for them. Contact the Rent team for more information.
3. Help yourself out of Debt
Download our Self Help Debt Pack for advice and ideas that can help you to help yourself out of debt.
4. Don't borrow money to pay off your debts
Always get advice before borrowing money. For specialist independent debt advice you can call the National Debt Line on 0808 808 4000 or visit their website for more information.
Contact our Rent team for help and advice
Freephone 0800 028 2 028 - press 2 (020 8613 4000 may be cheaper from a mobile) or email enquiries@lewishamhomes.org.uk
