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You are here: Home / New Homes / Shared ownership

Shared ownership

Shared Ownership is an affordable home ownership scheme which makes it easier for first time buyers to get on the property ladder. Buyers purchase an initial share of between 25 and 75% of a property and pay rent to the Council on the remaining share

Shared Ownership is a great way for first-time buyers to get on the property ladder. You only need a mortgage for the share you buy meaning the deposit required will be much lower than if you buy your home outright. The share you buy will be assessed to ensure you can afford the monthly payments associated with buying a property. When you buy a shared ownership home, you have the opportunity to increase your share of the property at a later date.

Alongside your mortgage payments, you will also pay towards the maintenance of the building and communal parts. This is known as a service charge.

Shared Ownership gives people an affordable way into homeownership and has helped thousands of first-time buyers onto the property ladder.

We currently have properties available under the shared ownership scheme at 1 Creekside.

You can find out more about Shared Ownership at:

www.helptobuy.gov.uk/shared-ownership/

www.london.gov.uk/what-we-do/housing-and-land/buying-affordable-home

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